Spin® Life Blog

Top 5 Reasons Spinning® Instructors Need Professional Liability Insurance

Top 5 Reasons Spinning® Instructors Need Professional Liability Insurance

Posted by Spinning® on Apr 18th 2018

No matter how cautious you are, the risk of injury is always present when training your clients. From trip-and-fall risks, to personal injury, bodily injury or sexual harassment claims, having the proper coverage will protect yourself and your assets.The primary reason for professional liability coverage is that a typical general liability insurance policy will only respond to a bodily injury, property damage, personal injury or advertising injury claim.Why should Spinning® instructors invest in professional liability insurance?

  • Employed at a Gym? Professional Liability Insurance is excluded from most general liability policies.
  • Train at Home? Homeowners Policies do not cover business operations.
  • Average Personal Injury Claim is $50,000 - Lawsuits mean thousands of dollars in legal fees and settlements. Are you financially prepared?
  • The Risk is Growing - Inexperienced members, an aging population and an increase in frequency of slip/trip and fall claims leave you susceptible to added exposure
  • Lawsuits are Prevalent - An increasing litigious environment means no one is protected from a lawsuit, regardless of how close you are with your clients.

Mad Dogg Athletics is pleased to announce a partnership with Barney & Barney in conjunction with K&K Insurance to provide the highest rated and most comprehensive individual Insurance program available, designed specifically to meet the unique insurance needs of Spinning Instructors.Highlights of the program include:

  • General Liability Insurance (Bodily Injury & Property Damage)
  • Professional Liability Coverage
  • Includes Abuse & Molestation Coverage
  • Zero Deductible
  • Pricing starting from $125 annual premium
  • Coverage encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days
  • Limits up to $1,000,000 per occurrence
  • On line application, policy issuance, and claim handling

Start protecting your career! Click HERE to contact K&K Insurance for a free quote.